EMI Calculators

Three dedicated calculators cover every loan type in Nepal — bank loans, finance company loans and government scheme loans. Calculate EMI, total interest and total repayment instantly.

Step 1 · Choose Your Calculator

Pick Your Loan Type

Move the sliders and the EMI, total interest and total repayment update instantly.

Loan Amountरू. 30,00,000

रू. 1 Lरू. 1 Cr

Interest Rate (p.a.)9.50%

5%20%

Tenure (Years)15 Yrs

1 Yr30 Yrs

Monthly EMI

रू. 0

—

Principal Amount—

Total Interest—

Total Repayment—

Loan Amountरू. 10,00,000

रू. 50 Kरू. 50 L

Interest Rate (p.a.)12.00%

8%24%

Tenure (Years)5 Yrs

1 Yr15 Yrs

Monthly EMI

रू. 0

—

Principal Amount—

Total Interest—

Total Repayment—

Loan Amountरू. 10,00,000

रू. 50 Kरू. 50 L

Interest Rate (p.a.)1.50%

1.5%10%

Tenure (Years)7 Yrs

1 Yr15 Yrs

Monthly EMI

रू. 0

—

Principal Amount—

Total Interest—

Total Repayment—

Quick Tips

Get the Most from Your EMI Calculator

Every slider move updates the numbers instantly. Compare different rates, tenures and amounts to find your perfect loan.

Bank Loan EMI

Commercial banks offer the lowest home loan rates in Nepal (from 8.99%). Use the Bank EMI tab to compare across all 20 commercial banks.

Finance Company EMI

Development banks and finance companies approve borrowers that commercial banks decline. Expect rates from 10.50% onwards.

Govt Scheme EMI

Nepal government concessional loans start at 1.5% p.a. — the lowest borrowing cost available. Use the Scheme EMI tab to see the real cost.