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πŸ‡³πŸ‡΅ Free eligibility check across 20 Commercial Banks + 17 Development Banks + 17 Finance Companies + 20+ Govt Schemes
Gold loan release & old gold purchase β€” Free valuation
Talk to an expert: +977 9857-040000

Nepal’s Multi-Lender & Gold Services Desk

One Application.
20 Banks + 17 Finance Companies
Fighting For Your Loan.

Home loans from 8.99% p.a., personal, business & MSME funding, LAP, vehicle loans and gold loans β€”
compared across 20 commercial banks, 17 development banks, 17 finance companies and 57+ microfinance institutions,
plus 20+ Nepal government subsidy schemes with concessional rates as low as 1.5%.
And if your gold is pledged, we settle the loan, release your jewellery and buy it at a fair market value.

100% Free Consultation
Zero Advance Fees
Doorstep Documentation
48-Hour Sanction Support

Why Borrowers Choose Us

One desk. Every lender. Every gold need.

  • Multi-bank filing β€” apply to 3–5 banks in parallel and compare the best sanction terms side by side.
  • Rate negotiation β€” strong bank relationships get you rate concessions and processing fee waivers.
  • Gold loan release β€” settle pledged gold loans and buy the released gold at fair market value.
  • End-to-end paperwork β€” KYC, income proofs, DPR and legal documents prepared for you.

Start My Free Application

Your details stay confidential. No spam calls, ever.

20
Commercial Banks
34
Dev + Finance Cos.
20+
Govt Schemes
4
Gold Services

Loan Products

Every Loan Type. Best Rates. One Desk.

Indicative starting rates across our 20-bank, 34-finance-company network. Your final rate depends on your credit profile and income.

Home Loan

8.99% p.a. onwards
Up to ΰ€°ΰ₯‚. 1 Crore
Up to 20 Years
NRB-regulated rates

Apply Now

Personal Loan

10.50% p.a. onwards
Up to ΰ€°ΰ₯‚. 25 Lakh
Up to 5 Years
Disbursal in 24–48 hrs

Apply Now

Business / SME Loan

11.00% p.a. onwards
Up to ΰ€°ΰ₯‚. 2 Crore
Up to 7 Years
CGTMSE-like guarantee

Apply Now

Loan Against Property

10.50% p.a. onwards
Up to ΰ€°ΰ₯‚. 5 Crore
Up to 15 Years
Up to 70% of value

Apply Now

Vehicle Loan

9.50% p.a. onwards
Up to ΰ€°ΰ₯‚. 1 Crore
Up to 7 Years
Up to 90% on-road

Apply Now

Gold Loan (Suna Chhaap)

9.50% p.a. onwards
Up to ΰ€°ΰ₯‚. 50 Lakh
Up to 36 Months
Same-day disbursal

Apply Now

Education Loan

8.50% p.a. onwards
Up to ΰ€°ΰ₯‚. 1.5 Crore
Up to 15 Years
Tax benefit under Sec. 80E

Apply Now

Agriculture / Livestock Loan

6.50% p.a. effective
Up to ΰ€°ΰ₯‚. 50 Lakh
Up to 10 Years
ADBL subsidised

Apply Now

Gold Services Desk

Release Pledged Gold. Sell Old Gold. Get Fair Value.

Gold pledged at a bank, finance company or a local jeweller? We settle your outstanding loan, get your gold released and purchase it at a fair, transparent market value β€” legally, confidentially and fast.

Gold Loan Settlement & Release

We clear your pending gold loan (Suna Chhaap) directly with the lender and get your pledged jewellery released β€” without you running from pillar to post.

Old & Broken Gold Purchase

Turn unused, outdated or broken gold into instant cash. We buy all forms of gold at a genuine, market-linked price.

Free Valuation & Purity Testing

Know exactly what your gold is worth. Purity and weight are checked in front of you β€” no guesswork, no pressure.

Documentation & Advisory Support

Confused about paperwork, foreclosure charges or lender rules? Our team guides you through every step.

1

Share Your Loan Details

Call or WhatsApp us with your lender name, outstanding amount and basic loan information.

2

We Pay Off the Loan

Our team visits the lender, settles the outstanding amount and collects the release letter.

3

Purity & Value Check

Your released gold is tested for purity and weighed accurately in front of you.

4

Instant Balance Payment

After deducting the settled loan and charges, the remaining balance is paid to you immediately.

Ready to Get Your Gold Back?

Speak to our team today for a free, no-obligation consultation. We’ll explain your options clearly and help you move forward.

Why Us

We Work For You β€” Not For A Single Bank

That’s the difference. A single bank can only offer you its own rate. We can offer you the best rate across 54+ lenders β€” and fair value for your gold.

54+ Lender Comparison

We file your profile with multiple banks and finance companies simultaneously and present the best sanction terms side by side β€” so you never overpay on interest.

Lowest Rate Negotiation

Strong working relationships with bank credit teams let us negotiate rate concessions, processing fee waivers and better repayment structures.

Fair Gold Valuation

Your pledged or old gold is tested for purity and weighed in front of you. Live market rate, no hidden deductions, immediate balance payment.

End-to-End Documentation

From KYC and income proofs to project reports, DPRs, loan foreclosure papers and legal documentation β€” everything is prepared for you.

Higher Approval Chances

We fix credit report gaps, structure your profile correctly and target only the lenders most likely to approve your specific case.

Zero Advance Fees

You pay nothing upfront. We only earn when your loan is sanctioned and disbursed β€” or when you accept our gold valuation. That’s our confidence.

How It Works

From Enquiry to Disbursal in 5 Simple Steps

You don’t run between branches. We handle the process end-to-end and keep you updated at every stage.

1

Share Your Requirement

Tell us the loan type or gold service, amount and your basic profile β€” takes 2 minutes.

2

Free Eligibility Check

We assess your income, credit score, collateral and match you to the right lender or gold service.

3

Documentation

Complete file preparation β€” KYC, income, financials, gold loan papers and legal documents.

4

Multi-Lender Filing

Parallel applications filed with 3–5 lenders with regular follow-up at every level.

5

Best Offer & Disbursal

Best sanction selected, letter issued and funds credited to your account β€” or gold released and paid for.

Common Questions

Everything You Want to Know Before Applying

Still have a question? Call us on +977 9857-040000 β€” we answer in plain language.

No. Our consultation, eligibility check, lender matching and documentation guidance are completely free. We are compensated by the lending partner once your loan is sanctioned. We never ask for any advance payment.

In most cases, once we have verified your loan details and received your consent, the settlement is completed and your gold is released within the same day or the next working day.

Typically we shortlist and file with 3 to 5 lenders in parallel β€” a mix of commercial banks, development banks and finance companies chosen based on your income profile, credit score, collateral availability and loan requirement.

Your gold is first tested for purity (karat) and weighed accurately β€” and this is done in front of you. The weight is then multiplied by the current market gold rate to arrive at the value. From this, the settled loan amount and any applicable charges are deducted, and the remaining balance is paid to you immediately.

Yes, absolutely. We purchase old jewellery, broken or damaged pieces, single earrings, outdated designs, gold coins, bars and biscuits. Purity and weight are checked and you receive a fair, market-linked price with immediate payment.

Yes β€” this is actually where we add the most value. We first pull your credit report, identify reporting errors, settled accounts or high utilisation that are dragging your score down, and help you correct them. Once your profile is cleaned up, we target finance companies and development banks with more flexible underwriting.

This situation does occur, and it is not the end of the road. Our team will sit with you and explain the available options honestly β€” whether that means a partial settlement with the lender, restructuring, or another suitable approach. We will never push you into a decision that doesn’t benefit you.

Yes. Your documents and financial details are shared only with the lenders you have approved for filing. We do not sell, rent or distribute your data to third-party marketers. All document handling follows standard confidentiality practices, and you can request deletion of your file at any time.

Apply Now

Start Your Free Loan Application

One form for 20 commercial banks, 34 development & finance companies, 20+ government schemes and our gold services desk. Our expert will call you within 24 working hours.

Loan & Gold Enquiry Form

All fields marked with * are required.


Not Sure Which Lender Will Approve Your Loan?

Share your requirement once and our multi-lender desk will match you with the bank or finance company most likely to say yes β€” at the lowest rate available for your profile. Or call us directly for gold loan release and old gold purchase. Free, fast, no obligation.

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